Hippo Partners - Spectramed

Spectramed offers a choice of 5 different plan options and covers approximately 25 000 lives. Premiums for a single member range from R1335 to R5933 and Azure is the most popular option.

Options:

Cobalt
Cobalt is best suited for individuals requiring extensive medical cover. It offers unlimited hospital cover at a hospital of choice, with in-hospital specialist bills paid at 100%. Co-payments are applied to a comprehensive list of in-hospital procedures. Day to day claims are paid from a combination of a savings account and a risk benefit.

Azure
Azure is suitable for young families and individuals. It offers unlimited hospital cover at a hospital of choice, with in-hospital specialist bills paid at 100%. Co-payments are applied to a comprehensive list of in-hospital procedures. Day to day claims are paid from a combination of a savings account and a risk benefit.

Cyan
Cyan is best suited to young and healthy individuals. It offers unlimited hospital cover at a hospital of choice, with in-hospital specialist bills paid at 100%. Co-payments are applied to a comprehensive list of procedures and a short list of in-hospital exclusions applies to this option. Day to day claims are payable from available savings with a separate benefit for specialised radiology. No benefit is offered for physiotherapy or Allied Health Services.

Capri
Capri is suitable for young families and individuals. It offers unlimited hospital cover at a hospital of choice, with in-hospital specialist bills paid at 100%. Co-payments are applied to a comprehensive list of procedures and a short list of in-hospital exclusions applies to this option. Day to day benefits are payable from available savings. 

Aqua
Aqua is a hospital plan which is best suited to young and healthy individuals. It offers unlimited hospital cover at a network of hospitals, with in-hospital specialist bills paid at 100%. Co-payments are applied to a comprehensive list of procedures and a short list of in-hospital exclusions applies to this option. No cover for day to day claims is provided.