Family Medical Aid is an important financial investment to consider for new and potential parents. This type of policy covers a family financially for day-to-day and in-hospital health-related expenses. The bulk of the premium is applied to the main member while smaller amounts are added for each dependant such as a spouse and children.
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These questions are vital to ask before choosing a family Medical Aid plan so that you can budget for the day-to-day expenses for the year ahead. And, if you are planning on starting a family soon, these questions will help you figure out whether prenatal and postnatal care, the birth, paediatric consultations, and vaccinations are covered, and what the procedure is for registering your newborn on your plan. Compare medical aid quotes online with Hippo.co.za to find the best plan for you and your family.
What are the benefits for the main member?
Are the benefits the same for both the main member and their dependants?
Will costs increase for the main member if they’re planning on extending their family?
Will costs increase when the child dependants reach a specific age?
How much day-to-day cover will the family receive annually?
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Answers to common questions families ask when choosing a medical aid scheme.
It usually includes in-hospital treatment, GP visits, medication, and sometimes dental and optical care for all dependants.
Ask about benefits for dependants, how premiums change as your family grows, and what’s included for maternity and children.
Notify your scheme within the allowed timeframe post-birth. Some allow immediate registration with no waiting periods if done on time.
Welcome to our comprehensive guide, where we've compiled essential information, tools, and insights to help you navigate the world of medical aid in South Africa.
Guide to Medical Aid: Explore cover options for day-to-day benefits, hospital plans, and chronic care.
Medical Aid FAQs: Answers to common questions on waiting periods, networks, and chronic cover.
Medical Insurance vs Medical Aid: Understand the differences in benefits, networks, and out-of-pocket costs.
Medical Aid Glossary: The most comprehensive glossary of terms in South Africa.
Hospital Plans: Compare in-hospital benefits and limits against full medical aid schemes.
Medical Gap Cover: See how gap cover reduces specialist shortfalls and unexpected co-payments.
Medical Insurance: Evaluate fixed-benefit plans and when they may suit your budget and needs.
Medical Aid for Students: Navigate options tailored for young adults balancing studies and healthcare needs.
Medical Aid for Pregnant Women: Understand specialised plans covering antenatal care, delivery, and postnatal support.
Medical Aid for Pensioners: Discover cover options for chronic care, specialist visits, and long-term health needs.
Medical Aid for Families: Compare family-focused benefits for routine check-ups, emergencies, and child wellness.
Medical Aid for Children: Explore paediatric benefits from vaccinations to unforeseen medical emergencies.
