KeyHealth Medical Aid
Keyhealth provides cover for approximately 69 000 lives and offers a choice of 6 plan options. Premiums for a single member range from R1 697 to R9 624 and the Gold option is the most popular option. Preventative care benefits and a maternity programme are offered through Health Booster on all options. Easy-ER is free, direct access to hospital's emergency room for medical treatment in emergency situations available for all Keyhealth members. Annual contribution increases will be effective from 1st January 2022. Compare medical aid quotes
Table of Content
KeyHealth Plans
KeyHealth offers six medical aid plans, covering around 69,000 members. Premiums for main members range from R1,554 to R8,761. The popular Gold plan and a Health Booster add-on provide maternity and preventative-care benefits.
| Plan | Contributions Range (Main) ZAR | Contributions (Principal Member) | Contributions (Adult Dependant) | Contributions (Child Dependant) |
|---|---|---|---|---|
| Essence | R717 - R1,990 | R1,990 | R1,595 | R717 |
| Origin | R733 - R2,250 | R2,250 | R1,603 | R733 |
| Equilibrium | R854 - R2,778 | R2,778 | R1,716 | R854 |
| Silver | R1,002 - R4,799 | R4,799 | R2,582 | R1,002 |
| Gold | R1,382 - R7,036 | R7,036 | R4,758 | R1,382 |
| Platinum | R2,388 - R11,308 | R11,308 | R7,929 | R2,388 |
*Contributions may differ based on specific requirements. It is recommended to contact KeyHealth for detailed and personalized information.
Platinum
Platinum is suited for individuals requiring extensive medical cover. It offers unlimited hospital cover through a network of hospitals, with in-hospital specialist bills paid at 100%. Day to day claims are paid from a risk benefit. Thereafter, a self payment gap applies and then claims are paid from the above threshold benefit. Preventative care and maternity benefits are payable from the Health Booster.
Gold
The Gold option is suitable for young families and individuals. It offers unlimited hospital cover through a network of hospitals, with in-hospital specialist bills paid at 100%. Day to day claims are paid from savings, then from a defined benefit pool. Preventative care and maternity benefits are payable from the Health Booster.
Silver
The Silver option is suitable for young families and individuals. It offers unlimited hospital cover through a network of hospitals, with in-hospital specialist bills paid at 100%. A short list of in-hospital exclusions applies to this option. Day to day claims are paid from a defined benefit pool with a separate benefit for dental claims. Preventative care and maternity benefits are payable from the Health Booster.
Equilibrium
Equilibrium is suitable for young families and individuals. It offers unlimited hospital cover through a network of hospitals, with in-hospital specialist bills paid at 100%. A short list of in-hospital exclusions applies to this option. Day to day claims are paid from savings and a defined benefit pool. Separate benefit available for basic dentistry and specialised radiology. Preventative care and maternity benefits are payable from the Health Booster.
Essence
Essence is a hospital plan and is suitable for young and healthy individuals. It offers unlimited hospital cover at a network of hospitals, with in-hospital specialist bills paid at 100%. A short list of in-hospital exclusions applies to this option including in-hospital dentistry. Joint replacements are only covered in the case of acute injury (Prescribed Minimum Benefits only). This hospital plan also offers cover for specialised radiology and certain preventative care and maternity benefits.
Origin
Origin is suitable for young families and individuals. It offers unlimited hospital cover through a network of hospitals, with in-hospital specialist bills paid at 100%. A comprehensive list of in-hospital exclusions applies to this option. Day to day claims are paid from a defined benefit pool. Preventative care and maternity benefits are payable from the Health Booster.
Unique Benefits
Easy-ER is free, direct access to hospital's emergency room for medical treatment in emergency situations available for all Keyhealth members.
