The easier way to find a service plan

A Service Plan helps you budget for maintenance instead of covering servicing costs out of pocket as they arise. It also encourages regular servicing, which keeps your engine running efficiently, supports fuel efficiency and helps maintain your car's resale value. Addressing small issues during a scheduled service can prevent costly repairs later. A Service Plan is not compulsory, but it does remove the financial unpredictability of routine maintenance.

A Service Plan covers the cost of scheduled maintenance, such as oil changes, filters and other parts replaced during routine servicing. A Motor Warranty is different, covering the cost of repairing mechanical or electrical components that fail due to a manufacturing defect rather than wear and tear. Many new cars come with a manufacturer's warranty for a set period, and a Service Plan can run alongside it. Both have extended options that can continue once it expires.

Your Service Plan typically commences on the date you purchase it or on a date specified in your plan schedule, which may align with your vehicle's purchase date or current mileage. Most plans include a waiting period before you can claim, so confirm this when comparing your options.

A Service Plan is valid for a specified period or up to a set mileage limit, whichever is reached first. The exact length and mileage limit depend on the provider and the plan you choose, so it is worth comparing a few options to find one that matches how long you plan to keep the car and how much you typically drive.

Your vehicle generally needs to be in good working order with no existing mechanical issues, since a Service Plan covers scheduled maintenance going forward and not pre-existing damage or previously missed services. Providers may also require an inspection or proof of service history before approving cover, depending on your vehicle's age and mileage.

Yes, in most cases. A Service Plan and a manufacturer's warranty are separate products, so the expiry of one does not affect your ability to take out the other. Buying a Service Plan once your warranty ends can be a practical way to keep servicing costs predictable as your vehicle gets older, though eligibility may depend on your car's age and mileage at the time.

You are generally responsible for booking your car in within the manufacturer's recommended service intervals and using an authorised service provider, since servicing outside the approved network can affect your cover. Keeping your service records up to date is also important, as this protects you if there is ever a dispute about your vehicle's condition or service history. Always check your specific plan schedule for the exact terms that apply.