Medshield

*These 2026 contributions are estimates and can change based on specific circumstances. Please verify details with Medshield for accuracy.

MediCurve suits young, healthy individuals looking for an affordable first-time medical aid. It offers unlimited hospital cover in the Compact Hospital Network. Day-to-day healthcare is accessed through a network of GPs, with unlimited virtual GP consultations, plus basic dental and optical benefits through network providers.

MediPhila suits families looking for affordable first-time access to private medical cover. It offers unlimited hospital cover in the Compact Hospital Network, with in-hospital specialist bills paid at 100% of the Medshield tariff, and day-to-day cover for essential healthcare needs through a network of service providers.

MediValue suits growing families needing affordable cover for major medical events and everyday healthcare. It offers unlimited hospital cover through a choice of two hospital networks, Prime or the more affordable Compact. Day-to-day claims are paid from a sizeable annual limit, with a separate benefit for optometry, basic dentistry, specialised radiology and specialist visits. Benefits are identical on both options, though Compact requires care co-ordination and a doctor referral.

MediCore is a hospital plan best suited to healthy individuals who prefer to self-fund day-to-day healthcare. It offers unlimited hospital cover in the Compact Hospital Network, with in-hospital specialist bills paid at 200% of the Medshield tariff. Day-to-day healthcare expenses are self-funded.

MediPlus suits middle to upper-income families needing complete cover for major medical events and everyday healthcare. It offers unlimited hospital cover through a choice of two hospital networks, Prime or the more affordable Compact. Day-to-day claims are paid from a generous annual limit, with additional benefits available for basic and specialised dentistry, specialised radiology, specialist visits and optometry. Benefits are identical on both options, though Compact requires care co-ordination and a doctor referral. Maternity and preventative care benefits are also available.

MediSaver suits independent individuals and young professionals starting or growing a family. It offers unlimited hospital cover in the Prime Hospital Network. Day-to-day claims are paid from a generous Personal Savings Account. Specialised radiology, maternity and preventative care benefits are also available.

MediBonus suits senior professionals and families who need extensive medical cover. It offers unlimited hospital cover at a hospital of choice, with in-hospital specialist bills paid at 200% of the Medshield tariff. Co-payments are applied to a comprehensive list of procedures and a short list of in-hospital exclusions applies. Day-to-day claims are paid from a substantial annual limit, with additional benefits available for basic and specialised dentistry, specialised radiology and optometry. Maternity and preventative care benefits are also available.

Premium Plus suits senior professionals and larger families who need extensive medical cover. It offers unlimited hospital cover at a hospital of choice, with in-hospital specialist bills paid at 200% of the Medshield tariff. Co-payments are applied to a comprehensive list of procedures and a short list of in-hospital exclusions applies. Day-to-day claims are paid from a Personal Savings Account, after which claims are paid from an extended above-threshold benefit once the self-payment gap is reached. Preventative care and maternity benefits are also available.