Profmed | Medical Aids in South Africa
Medical Aid Plans
Profmed is a closed medical scheme designed exclusively for graduate professionals in South Africa. It offers a choice of 10 plan options and provides cover for approximately 71 000 lives. Premiums for a single member range from R717 to R8 741 and ProActive option is the most popular option.
Members have the option of using a hospital of their choice or a plan that uses a network of hospitals (the Savvy options) which lowers the contribution rate and makes these options more affordable. Preventative care benefits are offered on all options. Annual contribution increases will be effective from 1st April 2022.
Table of Content
- ProPinnacle & Savvy
- ProSecure Plus & Savvy
- ProSecure & Savvy
- ProActive Plus & Savvy
- ProActive & Savvy
- Lifestyle Programme
Discovery Health offers various medical aid plans with different contribution levels and medical savings. The table below shows the contribution ranges and savings available
for each plan.
Profmed Medical Aid Plans
Profmed, designed for graduate professionals, covers 70,000 lives and offers 10 plans. Premiums for main members start at R690 and go up to R8,178. Plans include options for hospital choice or network-based affordability.
| Plan Name | Contributions Range (Main) ZAR | Contributions (Principal Member) | Contributions (Adult Dependant) | Contributions (Child Dependant) |
|---|---|---|---|---|
| ProSelect | R1,009 - R2,442 | R2,442 | R2,394 | R1,009 |
| ProSelect Savvy | R856 - R2,197 | R2,197 | R2,030 | R856 |
| ProActive Plus | R1,179 - R3,026 | R3,026 | R2,814 | R1,179 |
| ProActive Plus Savvy | R1,063 - R2,723 | R2,723 | R2,531 | R1,063 |
| ProSecure | R2,545 - R6,531 | R6,531 | R6,041 | R2,545 |
| ProSecure Savvy | R2,291 - R5,877 | R5,877 | R5,439 | R2,291 |
| ProPinnacle | R3,565 - R11,883 | R11,883 | R11,023 | R3,565 |
| ProPinnacle Savvy | R3,209 - R10,695 | R10,695 | R9,921 | R3,209 |
*Contributions may differ based on specific requirements. It is recommended to contact ProfMed for detailed and personalized information.
ProPinnacle & Savvy
ProPinnacle is suited for individuals requiring extensive medical cover. It offers unlimited hospital cover at a hospital of choice, or if selecting the Savvy option, through a hospital network, with in-hospital specialist bills paid at 300%. Day to day claims are paid from a defined annual benefit limit. Separate benefit for dentistry and specialized radiology.
ProSecure Plus & Savvy
ProSecure Plus is suited for individuals requiring extensive medical cover. It offers unlimited hospital cover at a hospital of choice, or if selecting the Savvy option, through a hospital network, with in-hospital specialist bills paid at 200%. Day to day claims are paid from a defined annual benefit limit. Separate benefit for dentistry and maternity.
ProSecure & Savvy
ProSecure is suitable for individuals and young families. It offers unlimited hospital cover at a hospital of choice, or if selecting the Savvy option, through a hospital network, with in-hospital specialist bills paid at 100%. Day to day claims are paid from a defined annual benefit limit. Separate benefit for dentistry and maternity.
ProActive Plus & Savvy
ProActive Plus is predominately a hospital plan which is suitable for young and healthy individuals. It offers unlimited hospital cover at a hospital of choice, or if selecting the Savvy option, through a hospital network, with in-hospital specialist bills paid at 200%. It has very limited day to day benefits and also offers some preventative care benefits.
ProActive & Savvy
ProActive Plus is predominately a hospital plan which is suitable for young and healthy individuals. It offers unlimited hospital cover at a hospital of choice, or if selecting the Savvy option, through a hospital network, with in-hospital specialist bills paid at 100%. It has very limited day to day benefits for basic dentistry and preventative care.
Lifestyle Programme
Multiply is a wellness and rewards programme that rewards members for actively taking care of themselves. Benefits offered include discounted gym membership, travel & movie tickets as well as discounts and cash-back from certain retailers.
