Adulting 101 – Getting the Right Medical Aid Cover

When life throws you lemons, get Medical Aid.

Hippo knows adulting is hard. It involves paying for a lot of things we don’t need until we really need them, and Medical Aid is absolutely one of those necessities. Each month when those debit orders ping out a mournful tune on your phone as money leaves your account, Medical Aid is no doubt one of the bigger hits on your bank balance.

Here is what some regular South Africans are saying about medical aid:

At least we have the Bokke.

Just be careful in those bushes Vinny. Stinging nettles - or worse - might be lurking in there and you’ll have to activate your hospital benefit.

You probably shouldn’t take financial advice from doctors.

Great question, and one Hippo can help you answer.

Google Hippo, not your Symptoms.

Why Medical Aid is Essential for Adulting

So yes, we know medical aid can feel like it’s burning a hole in your pocket – but the alternative isn’t exactly comforting.

Namely, leaving yourself and your family at the mercy of our government hospitals or clinics. This often means long waits, overcrowded and under-resourced facilities, limited access to specialists, and worse. 😭

Medical Aid gives you the peace of mind that when you need care, it’s there—quickly and at a quality you can trust. South Africa really does have some of the best private medical care in the world (yes, you heard that right!), but it’s also pricey.

Medical Aid pays for that care so that when you’re ill or hurt, you can focus on getting better rather than worrying about bills (if you’re paying out of pocket) or surviving government healthcare. 😣😖😖😖

Common Mistakes to Avoid When Choosing Medical Aid

With that said, choosing the wrong Medical Aid plan can leave you overpaying—or under-covered. There are two common pitfalls that tend to crop up.

1. Getting Unnecessary Day-to-Day Benefits

The first is choosing high day-to-day benefits when you’re healthy or don’t have kids. If you don’t often see a doctor or need meds often, picking a plan with lower day-to-day benefits can save you money. You can then use those savings for other things you need.

2. Ignoring Network Plans

The second pitfall is ignoring network plans. If there’s a hospital near you that’s part of your medical aid network - a network plan might be a smart choice. You’ll save on premiums while still getting great care, helping your money go further.

Hippo.co.za can help you understand these options and find a plan that matches your unique needs—without the guesswork.

Committing to Adulting? Read adulting 101 on car insurance

How Does Hippo Simplify Your Decision When It Comes to Choosing Medical Aid?

We believe finding the perfect Medical Aid plan should be quick, simple, and stress-free.

Our easy-to-use comparison tool lets you compare plans from top providers in minutes. You’ll see all the details side-by-side, so you can confidently choose the cover that works for you—whether you’re looking for affordability, broad benefits, or something in between.

The best part? You could save money while getting better cover. Why not give it a try?

Saffas Share Their Experience with Hippo

And not to sound cheesy, but if you don’t believe us – ask these happy clients. Okay yeah, that was a little cheesy – but we can’t help but bring up the over 16,000 (and counting) 5-star reviews we have on Feefo:

“Very happy with your service. The response was quick, and the quotes you gave me were far better than what I'm paying at present. Keep up the good work!” - Sipho

It’s a pleasure, Sipho!

Perfect and straightforward. No need to call service providers. Hippo does that on your behalf. It literally took me 5mins to select a preferred service provider. - Nomboniso

Talk about easy and efficient, right? 🤗

“It was not what I had expected but the price ranges are actually saving me a lot of time and money, what an excellent experience.” – Sandra

We’re so glad we could save you some money, Sandra!

Join the thousands of South Africans who’ve Hippo’d their Medical Aid and found plans that fit their lives—and their wallets.

Time to Step Up Your Adulting with Medical Aid

Why wait another month to start saving and securing your health? With Hippo.co.za, you can find the perfect Medical Aid plan in just a few clicks. Don’t overpay for cover you don’t need, or settle for less than you deserve.

Hippo your Medical Aid today—your health (and your wallet) will thank you!

Find Your Perfect Medical Aid Plan Now

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