The reality is, during your 20s, you slowly begin to build a collection of valuables. You may not even realise it, but that TV, the gaming console, the designer clothes, your personal laptop, the appliances in your kitchen—all of these items add up. Usually, in their 20s people accumulate a sizable number of assets. Yet, it’s easy to fall into the mindset of, "I don’t have enough to insure."
The problem is, when disaster strikes—be it fire, flood, or theft—none of those items are protected. And the worst part? You only realise how valuable those possessions were after they’re gone, a sentiment echoed through social media.
If you’re in your 20s, Home Contents Insurance might be sitting at the bottom of your priority list. Between getting your first place, filling it with new furniture, gadgets, and décor that reflects your style, insurance is often an afterthought, if thought of at all. But as a recent fire in Midrand tragically reminded us, disasters can strike when we least expect them. And when they do, it's often too late to ask: "Am I covered?"
Reactions around the fire
The Midrand fire is a heartbreaking reminder of life’s unpredictability. One moment you’re comfortable and the next you’re homeless, without warning. Expect the unexpected
— Leera Mthethwa (@LeeraMthethwa) September 25, 2024
Yho bafethu I can’t even begin to imagine the devastation of losing everything to fire 😭😭 imagine you just started working and found a place and the next thing your everything is up in flames??? Yah no that Midrand thing is traumatic
— #IamAnAfrican (@Uncle_JayB) September 25, 2024
Just recently, residents of a Midrand apartment block watched their homes and hard-earned possessions go up in flames. The devastation was immense, with many losing not only the roof over their heads but also all the items they had worked so hard to acquire. For some, their furniture, electronics, clothing, and even irreplaceable mementos were reduced to ashes.
While the emotional loss is difficult to quantify, the financial blow can be softened—if you're insured. Unfortunately, many of the affected residents were not. In the aftermath, they were left grappling with the reality of having to rebuild their lives from scratch, with no safety net in place. Everything you've worked for, the little luxuries you've allowed yourself, and the necessities you rely on daily, are gone.
From your electronics to your appliances, your furniture to your fashion. A Home Insurance policy helps ensure that you won’t be left empty-handed when the unexpected happens. And with competitive quotes, all neatly arranged side-by-side, you can compare premiums from reputable insurers in minutes. No hassle, no fine print—just the peace of mind that comes with knowing you're covered.
As soon as you start working and acquiring assets, even if you are renting insure your goods
— Castle Larger (@CastleLarger) September 25, 2024
These firsthand accounts illustrate a crucial point: waiting until disaster strikes to consider insurance is a risk not worth taking. It’s better to protect your possessions now, before the unthinkable happens.
Most people don't insure home contents, especially in gated security estate. Theft is the last thing you'd wana insure against because of the security and as for arson and other natural disasters, you never think the whole building would go up in flames
— Kagiso Hleza (@kelevra_bd69) September 26, 2024
Many people are put off by the thought of getting insurance because they think it’s time-consuming, expensive, or complicated. But with platforms like hippo.co.za, that's simply not true. Hippo.co.za allows you to compare Home Insurance quotes from reputable insurers quickly and easily side-by side to make the best choice for your circumstances and your budget.
The process is straightforward: enter your details, review the quotes, and choose the policy that works for you. Within minutes, you can have the protection you need to safeguard your possessions from life’s unexpected disasters.
The Midrand fire serves as a stark reminder of how fragile life—and everything we’ve built—can be. As much as we hope for the best, it’s always smart to prepare for the worst. Whether you're in your first apartment, a rented house, or your dream home, Home Insurance isn’t a luxury—it’s a necessity.
In your 20s, it’s easy to feel invincible, but life has a way of reminding us that accidents happen. The important thing is to be ready. Don't wait until disaster strikes to realise the importance of Home Insurance. Compare your options today on hippo.co.za, and make sure you're protected.
Protect what matters most—because when the unthinkable happens, it’s too late to look back.
Hippo Blog Categories