Compare Medical Aid Schemes in Minutes
Get a quick, free side-by-side comparison with Hippo.
Get a quick, free side-by-side comparison with Hippo.
We’re your ultimate comparison tool for finding a medical scheme that works for you. By providing us with a few details on your needs, we give you multiple medical aid, medical insurance or medical gap cover quotes – all on one page.
It’s free, quick and easy, and means you save time on having to phone different providers for quotes.
Savings that speak
You could save up to R597pm* when you compare multiple products with us. That’s like R7,000 a year*!
Best price, no compromise
With Hippo, you can find the best medical aid, medical insurance or gap cover for you at the best price. It's as simple as that.
Free and fast
We don't add markup. The prices you see come directly from the medical scheme. No fees, only savings!
Clarity, not complexity
We present your options clearly, cutting through the noise. No jargon. No fuss.
Real-time comparisons
With Hippo, you instantly get medical cover quotes from leading companies like Discovery Health, Bonitas, Momentum, Medihelp, Medshield, and more.
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We're not tooting our own horn here. Our users give us ⭐4.3/5 (based on 1,092 ratings).
With Hippo, you can compare medical aid, medical insurance and gap cover. If you’re confused about the difference between them, we’ve laid it out below:
Medical aid
Extend your manufacturer’s warranty and get cover for the repair or replacement of certain vehicle components.
Medical insurance
Medical insurance covers more specific and limited events, like hospitalisation for accidents. It’s not governed by the same laws as medical aid schemes and comes at a lower monthly premium. Medical insurance usually works by paying out a lump sum or a daily cash benefit if you’re hospitalised.
Medical gap cover
Medical gap cover is an extra policy that you can add on to your existing medical aid. It covers the difference (or “gap”) between what the hospital or your doctor charges and what your medical aid pays.
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based on 20 704 service ratings.
I saw the advert on my phone confirming that if I need assistance when looking for insurance Hippo can assist. The advert also told me to press for urgent assistance. I did. I was assisted immediately.
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Execellent service, timeous response, great communication and a good overall experience finding the ideal insurance for you.
I was desperate for an insurance an affordable premium as Auto General had suddenly communicated that they would charge me R2400. Hippo provided affordable options and within 3 hours, I had new insurance cover at a good rate and the old insurance cancelled.
The lady that helped she was the best and honest with everything we discussed about their insurance company. Thank you dear for the best customer service.
Still unsure whether you should pick medical aid, medical insurance, or gap cover? Check out our helpful resources below:
Hospital Plans & Cover Options: For understanding hospital plans and how they differ from full medical aid schemes.
Medical insurance VS medical aid – The difference: A simple guide to understanding how these two forms of medical cover differ.
Compare Medical Insurance: Get more insights into medical insurance.
What to Look for When Comparing Medical Aids (2024): Gain tips on comparing medical aid schemes and their plans.
Medical Aid: Terms You Need to Know: Read our glossary to help you understand medical aid jargon.
Go for the Gap: Here's Why You Need Gap Cover: Understand co-payments and why gap cover is so important.
Still have questions? Hippo is here! Here’s some of South Africans’ most asked medical aid scheme queries, answered.
A medical aid scheme is the organisation that provides medical aid plans to its members. It includes all the rules, regulations, and services they offer. Think of it as the umbrella under which everything operates.
A medical aid plan is a specific option or package within that scheme. Medical aid schemes usually offer different plans to cater to various needs and budgets. Each plan might cover different services or have different levels of benefits.
The Council for Medical Schemes (CMS) is a regulatory body in South Africa that oversees medical aid schemes. Think of it as a watchdog that ensures these schemes operate fairly and effectively. The CMS sets rules and guidelines that medical aid schemes must follow to protect members' interests. It also monitors the financial health of these schemes to ensure they can pay for members' healthcare needs.
On top of regulation, the CMS helps educate people about their rights and responsibilities regarding medical aid. If members have complaints or issues, the council can assist in resolving them. Overall, the CMS works to promote access to affordable healthcare, making sure that medical aid schemes benefit their members and provide the necessary support when it comes to healthcare costs.
It's a good idea to give your medical scheme an annual check-up. Ideally between September and November, as that’s when new rates are announced (they’re applied in January the following year). The healthcare landscape and your personal or family health needs can change, just like your budget. Providers might adjust benefits, costs, or both, so an annual comparison using Hippo can ensure you're still getting the best bang for your buck.
It’s a benefit that helps reduce the amount of tax you pay if you belong to a medical aid scheme. Essentially, it's a way for the government to support people who have medical aid by giving them a tax break.
Read more about medical aid tax creditsIt depends on what you're after - higher-tier plans can cost quite a bit, while more basic options are easier on the wallet. Prices can range from a few hundred to several thousand Rand per month.
PMB stands for Prescribed Minimum Benefits. It’s the basic health services that all medical aids in South Africa must cover. These include treatments for certain chronic conditions, emergencies, and specific diseases.
Find out more about Prescribed Minimum Benefits
